Cambrian offer fair and affordable loans to
meet your individual requirements

Get an online decision in minutes

We offer Loans from £1,000 to £5,000
Monthly Repayments 12 to 60 months

Ready to get started?

Use our loan calculator to see how much you could afford to borrow and what your monthly payments might be.

How much would you like to borrow?
I'd like to borrow?

£1000

£5000
Over how many months?
For how long?

12 Months

60 Months

Monthly Repayments

£141.82

Representative APR

49.5%

Total Interest

£2,605.52

Total Repayable

£5,105.52

All loans are subject to eligibility and you must be 23 or over and a UK resident to apply.

Representative Example

Representative 49.5% APR so if you borrow £2,500 over 3 years at an interest rate of 25.0% per annum (fixed), you will repay £121.58 per month. Interest payable is £1,876.88. Total repayable £4,376.88.

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Why choose Cambrian for your personal loan?

Cambrian is a new innovative loan provider offering fair and affordable finance options for those who are unable to get accepted with the more mainstream lenders such as high banks and building societies.

Safe and secure process

The security of your personal information is very important to us. We do not ask you to post or email personal information. Instead we use the most up to date and secure technologies to acquire your information electronically from your bank and a credit rating agency.

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Focused on transparency, fairness and responsible lending

We are committed to making sure that you can comfortably repay your Cambrian Loan over the term selected. To support this aim we carry out robust affordability and creditworthiness checks using the latest technologies.

Fast and friendly support

Our support team is here to help, 6 days a week.
Call 0333 242 2520 or email: customerservices@cambrianfunding.co.uk

Our APR’s

Our APR reflects your circumstances and are usually far lower than those offered by payday, logbook or home-credit (doorstep) lenders.

Frequently asked questions?

You could use your personal loan for a variety of purposes including:

One off large purchases

You can spread the cost of those one off large purchases over a longer term making them more affordable.

Buying a car

Whether you're buying your first car or upgrading to a newer model, a loan gives you the freedom to buy your car exactly where you want, with no limit to the miles you can do. Loans are not secured against your car.

Home improvement

A personal loan could bring your home improvement plans to life. From an extra bathroom, a new kitchen, to a loft conversion, you could borrow the money you need to make the change you want.

Special occasion

Dream wedding? If you have an occasion you need to fund, a personal loan could help you make your plans a reality.

Unacceptable loan purposes

We are unable to lend for certain purposes such as consolidating existing debts.

We make use of the Open Banking process to assess your income and expenditure to ensure that the loan we provide is affordable to you. The process is regulated by the FCA and enables you to share your financial data with a loan provider such as Cambrian Loans in a safe and secure environment.

The open banking information is provided by Trustloop. They cannot provide your financial information without your express consent. Trustloop is authorised and regulated by the Financial Conduct Authority (FCA) and has access to all of the main UK banks and building societies

The Open Banking Process
  • Once you have completed the Cambrian Funding application form and pressed the submit button you will be automatically directed to the Trustloop website.
  • Trustloop will request your bank account details, including sort code and account number.
  • You will be required to provide permission for Trustloop to access your financial information.
  • You will then be automatically directed back to the Cambrian Funding website to receive your lending decision.

This ensures that the decision process is quick and accurate. It also means that you are not required to provide any other form of evidence regarding income and expenditure.

It is both safe and secure and has no impact your credit score.

You can apply for a loan of between £1,000 and £5,000. We will assess your application to ensure that your monthly payments are affordable.

To qualify you must be:
  • Aged 23 or over
  • A UK resident
  • Lived at your current address for at least 1 year
  • Employed with a net monthly income of £1,000 or more
See all FAQs

Is Cambrian right for you?

Cambrian Funding is a new, innovative loan provider with a real focus on providing affordable loans to customers who have experienced financial difficulties in the past.

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