Before you start

You are applying for a Cambrian loan.

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Final Step

You can apply if you:

Have lived at your current address for a minimum of 1 year.

Must be resident in England or Wales

Be employed by your current employer for at least 6 months.

Be aged 23 or over.

Earn a minimum net monthly salary of £2,000.

Use online banking to connect to your bank to show your income and regular Direct Debit bill payments.

Not have been declared bankrupt or entered in to a debt management arrangement in the last 6 years

Must provide a minimum of 6 months bank transactions

We will not lend to you if your loan is for:

  • Gambling

  • Investments, such as stocks and shares

  • Anything illegal

By applying for a loan, you agree to our Terms and Conditions.

Continue

Loan Details

(Between £2,000 and £10,000)

(in months)

Total Borrowed

Monthly Repayments

£

Representative APR

29.9%

Term

Total Interest

£

Total Repayable

£

Representative Example

The Representative Rate is 29.9% APR (fixed) so if you borrow £2,500 over 3 years at an interest rate of 15.3% p.a. (fixed), you will repay £101.32 per month. Interest payable is £1,147.32. Total repayable £3,647.52.

All loans are subject to eligibility and you must be 23 or over and a UK resident to apply.

About you

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Please make sure you use your correct first name and not a name, a nickname or shortened name as will not be able to match you to your credit file.

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Please note you must be over the age of 23 to complete this application.

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We will use your mobile number if we need to contact you about your application. We may also text you information or notices about your loan.

Your home

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We need your UK address history for the last 12 months

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Your finances

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(Net amount received) after deductions of tax, national insurance and any pension contributions i.e. the amount you receive.

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Please list any pension income you receive on a monthly basis. If you do not receive a pension please put 0

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Please enter the total amount of benefits you receive. If this income will stop before the end of your loan please put 0

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List any other income you receive on a monthly basis such as maintenance. If this income will stop before the end of your loan please enter 0.

Monthly outgoings

The monthly amount you pay towards your credit card bills.

The monthly amount you pay towards your loans.

The monthly amount you pay towards council tax.

The monthly amount you pay towards your electricity and council tax.

The monthly amount you pay towards your mobile phone, landline and internet bill.

The monthly amount you pay towards insurances, such as car, home, life insurance.

The monthly amount you pay towards car tax, fuel.

The monthly amount you spend on household goods, electronics, DIY, health & beauty, pet food etc.

The monthly amount you pay towards services, such as property maintenance, childcare, window cleaner.

The monthly amount you pay towards entertainment, such as concerts, cinema, sport etc.

The monthly amount you pay towards entertainment, such as Gym, online subscriptions, education & training, magazines.

The monthly amount you spend on gambling, betting.

The monthly amount you pay towards investments or regular savings.

The monthly amount you spend on one off purchases, whitegoods, furniture.

Any other monthly spending such as ATM withdrawals, bank charges, fines.

The monthly amount you pay towards payment or rent

The monthly amount you pay towards your loans.

Outgoings & Available Income
Income
£0
Outgoings
£1078
Remainder
£-1078

As part of your loan application we will undertake a number of checks on you including Credit and Anti-money Laundering checks.

We will share your information with, and obtain information from, credit reference agencies and other companies, for use in credit decisions and for fraud prevention. For further details on how we use your personal information, please refer to our Privacy Policy We make use of the Open Banking process to assess your income and expenditure to ensure that the loan we provide is affordable to you. The open banking information is provided by Trustloop. They cannot obtain your bank transaction information without your express consent.

By checking this box, you agree to the Terms of Use and Privacy Policy and also confirm you have read and understood the above and that you are happy to proceed.

Please note that you must provide the bank transactional data for your main bank account that includes details of your salary and expenditure.